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State Department News | ||
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There are two ways of getting a US Bank
account. As an individual (harder way) and as a business
(easier) in Bangladesh
Next you can se general deatils on how to
get US Bank accounts as an individual. You can check the
aditional guides on the menu to se specific details on diferent
alternatives including how to create a US based
business.
You can also use the information we show on this
guide to try to contact other banks and financial
institution not described here as the proccess normally
is very similar.
The security control changed a lot after sep,11.
Now the banks demands more strict controls and
documentation to people who would like to apply for a
bank account.
If you are in this situation it's primordial to
know the right documents and procedures. Next you will
find a general explanation on what you should need and
details of some main banks.
The results depend a lot on the applicant
situation and their documentation so there is always a
change os ptential rejections.
"Bank will ask for the next main documents. A
valid passport, better if it have a valid US visa, a
photo Identification (drivers licence or national ID) and
bank references on the country of origin. This could be
registered/certified letters of local banks and the last
three bank statements that prove the financial solvency
of the applicant.", explain Ivette Jiménez from
Commercebank.
Documents you would
need
All the bank consulted announce that they will ask, at least,
for the next documents:
Next are listed some of the banks that can be
useful:
Bank of America
"If the person is not a resident, we will ask for a valid
passport, is better if there is a SSN or the ITIN Number for
tax payments. If they can, it would be better to approach
directly a bank office as our customer service can aproach each
case directly and we have a very flexible service. Our idea is
to help new customers to have their account and help them
throught the proccess", said Kimberly Katris, from Bak of
America's Customer Service
To open a "My Access Checking Account" you will only need
US$25 first deposit and there is monthly minimum balance
required. In the case of a regular check account there's
a US$100 first deposit and US$650 minimum balance to
avoid extra fees. With the checking account you can get a
checkbook, an ATM card and receive direct
deposits.
Phone: + 1-800-688-6086 free phone service
- www.bankofamerica.com.
Washington
Mutual
They have two main checking accounts. The first
one is call "Free" and it is totally free, no monthly
fees or minimum balance. To open the account you only
need US$1 and the bank requires a passport and photo ID
to start the opening process. The sencd choice is a Gold
account and it requires a US$100 first deposit, it has a
US$7 montly fee, but you get special discounts on local
stores and a life insurance of US$10000. You can also
open a saving account which can be opened with US$300 and
it have a montly cost of US% montly, but it offer asaving
plan and the possibility to transfer money at no
charge.
"We recommend to open a US bank account as fast
as possible because they will be able to organice their
US finances better and building a credit historial",
comment Maribel Lucio from customer
service.
Phone: + 1-800-788-7000 - www.wamu.com.
Bank
Atlantic
The checking account can be
opppened with US$50 and no minimum balance required. They
ask for a drivers licence and letters from local banks
plus three bank statements."
They also offer accounts for
companies and small businesses and credit
services. This bank is located mainly in
Florida.
Phone: + 1-800-741-1700 -
www.bankatlantic.com
Citibank
This
bank requires a passport, national ID, preferebly a SSN
and show proof of residence. The regulrar checking
account can be opened with US$500 but it have to keep
US$6,000 minimum balance and the monthly fee is
US$9,50.
"Our customers have the choice of the
'Easy checks account' wich can be opened without first deposit
but they have to keep a minimum balance of
US$1,500", said Luis from customer service
Phone: + 1-800-274-6660 - www.citibank.com.
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ANCHORAGE, Alaska – Gov. Sarah Palin denounced anonymous criticisms leveled at her by former John McCain aides as lies, including allegations that Republican lawyers were traveling to Alaska to reclaim her high-priced wardrobe and that she didn't know Africa was a continent.
"Those accounts are not true," the former Republican vice presidential cand
idate said in her first public comments on the matter since the election Tuesday.
Palin returned Friday to her Anchorage governor's office and said she had no immediate plans to build on her newfound national name-recognition and popularity with the Republican base for a possible 2012 presidential run.
Instead, Palin said, she wanted only to get back to the governor's desk to advance a proposed pipeline tapping Alaska's vast North Slope natural gas reserves and to prepare Alaska's proposed 2010 budget.
As for the vice presidential campaign, Palin denounced criticism from unidentified McCain campaign aides as "cowardly." She said she found it frustrating trying to respond to false allegations when she didn't know who was making them.
"It's ridiculous," she told reporters. "You guys report based on anonymous sources, so it's hard to have a defense."
One report said she and her family went on a shopping spree, spending more than the $150,000 in clothing that the Republican National Committee had earlier reported.
"The RNC purchased clothes," Palin said.
"Those are the RNC's clothes. They're not my clothes. I never forced anybody to buy anything. I never asked for anything more than maybe a Diet Dr Pepper once in a while."
The RNC will inventory clothing it purchased for her to account for dollars spent, she said. She scoffed at reports that the RNC was sending lawyers to take back clothes from her home.
"It's not happening. Nobody's told me that they're coming to my house to look through closets, to look through anything. The belly of the plane that had clothes in it, and those clothes being packed up and sent back by staffers, perhaps that's what they're talking about, but these aren't attorneys."
She said she wasn't angry at the continued coverage of her clothing, but mostly disappointed.
"This is Barack Obama's time right now, and this is an historic moment in our nation and this can be a shining moment for America and our history, and look what we're talking about. Again, we're talking about my shoes and belts and skirts. It's ridiculous."
She also denied a report that she didn't know Africa was a continent, not a country, and that she didn't know the members of the North American Free Trade Agreement — the United States, Canada and Mexico. She remembered discussing both Africa and Obama's stance on NAFTA with people preparing her for her debate, she said. Anything reported as a gaffe was taken out of context, she said.
"That's cruel. It's mean-spirited. It's immature. It's unprofessional and those guys are jerks if they came away with it, taking things out of context, and then tried to spread something on national news. It's not fair and it's not right."
Asked if she felt muzzled by her limited time with reporters during the campaign, Palin said the media is a cornerstone of democracy and an important part of the checks and balances on government.
"Heaven forbid that a candidate or an elected official shy way from speaking to the media," she said. "So it was a little bit of a frustration that I didn't get to call more of those shots, and I guess that was sort of the 'rogue' criticism was, 'She wants to talk to more of the media' than perhaps some in the campaign wanted me to."
Palin backed off from calling for the resignation of fellow Alaskan Ted Stevens, the longest-serving Republican in Senate history. Stevens leads Democrat Mark Begich by about 3,500 votes with more than 50,000 to be counted.
A Washington jury convicted Stevens on Oct. 27 of seven felony counts of failing to report more than $250,000 in gifts, mostly renovations on his home. Stevens is appealing the verdict.
"The Alaska voters have spoken and me not being a dictator won't be telling anyone what to do," she said.
Fellow senators have indicated they could boot Stevens.
"That's their baby," Palin said. "They'll have to figure out what to do there."
Palin said she was not interested in running for the job if it comes open.
"Not planning on that. Nope," she said.
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Option 1:Alertpay in bangladesh Go to your alertpay account and request to withdraw your funds Alertpay in bangladesh. You will have to wait 3-4 weeks to arrive in your address for alertpay in bangladesh. Once you've got your check, you can encash your check in your nearest money changers accepting international dollar checks. You can also deposit your check in your bank account. It doesn't matter if you have a dollar or taka account for alertpay in bangladesh. Hsbc and standered chatered are some of the banks that accept international checks. If your bank is not on this list, inquire in your bank to be sure. If they are not accepting international checks, open a bank account in one of these banks for alertpay in bangladesh
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